How To Apply For Walmart Credit Card Online Or In-Store?

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Apply for Walmart Credit Card

Want to apply for Walmart’s credit card? Don’t worry; we are here to assist you. Today in this article, we are going to discuss how to apply for a Walmart credit card online and in-store. Please read this article further to know everything and apply for the card today.

Introduction To Walmart Stores

Walmart is one of the world’s largest hypermarkets, where you can shop for groceries and other household items. It is the biggest multinational retail corporation brand that operates both online and offline. Its main headquarters is in Bentonville, Arkansas. It is the hub where you get all the products related to grocery, clothing, home décor, etc., for all your daily needs.

Apply for Walmart Credit CardWalmart has recently started providing its own credit cards as well. If you are a Walmart fan, this credit card is launched for you. Walmart offers two different cards, i.e., the store only card and the MasterCard.

You can use the store-only card (Walmart CapitalOne Reward Card) for any Walmart purchases, whereas Mastercard can be used for purchases throughout the world, wherever MasterCard is accepted. What’s more? You will also earn rewards, like 5% cashback for the next 12 months, on every on-site and off-site purchase at Walmart. You will get $50 when you spend $300 in the first 3 months & good thing is that you don’t have to pay anything as an annual fee for a Walmart Credit card.

How To Apply For A Walmart Credit Card?

There are two easy and simple ways to apply for Walmart credit cards. You can apply for the Walmart credit cards online or by visiting the stores. Here we will discuss both methods in detail.

#1 Applying For A Walmart Credit Card Online

Here are the essential steps you need to follow to apply for the Walmart Store Only or MasterCard online.

Step 1: Open the official Walmart’s official website (

Step 2: From the list, tap on “Walmart Credit Card.”

Step 3: On the next page, click on “Apply Now.”

Step 3: If you are an existing user, “Log In” your account or create a new account.

Step 4: Fill in all the necessary details that you have been asked to complete your sign-in process.

Step 5: Next, fill in all the personal information like Name, Address, Phone No., Yearly Income, etc., and tap on “Continue.”

Step 6: Once done, specify if you have your own home or rent.

Step 7: After filling in all the necessary details, tap on “Continue,” and you are done.

Now Walmart will review your application, and after this, they will offer you the Walmart credit card. 

#2 Applying For A Walmart Credit Card In-Store

You can apply for a Walmart Credit Card at any nearby Walmart store. Just bring a valid ID proof and your current credit card along with you at the store. After that, go to the cash counter and give all the necessary details to him. They scan your credit card to retrieve information and ask some typical banking questions.

Answer all the questions correctly, and you are done. Your credit card application will be approved instantly or after some time. Mostly they approve cards hand-to-hand, but sometimes they may ask you to wait for 24 to 72 hours.

Wrap Up

So, those are the two simple ways to apply for Walmart Credit Cards. We hope now you can apply and enjoy all the perks of Walmart’s credit cards.

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